Charlotte Hayes-Whitmore
UK Personal Finance Writer
Personal finance journalist covering UK tax, take-home pay and the small print of every Budget since 2015. Charlotte specialises in fiscal drag, the £100K trap and student loans.
#uk-tax#take-home-pay#fiscal-drag#national-insurance
Guides & reports by Charlotte Hayes-Whitmore
Articles by Charlotte Hayes-Whitmore
EN13 Jul 20265 min read
By Charlotte Hayes-Whitmore
The UK £100K Tax Trap: The 60% Rate Nobody Warned You About
Earn between £100,000 and £125,140 and you face a 60% effective tax rate as your personal allowance disappears. Here is how the trap works and how to escape.
#uk#tax#100k
ENFeatured7 Apr 20264 min read
By Charlotte Hayes-Whitmore
UK Take-Home Pay 2026/27: What Changed This Tax Year?
The 2026/27 UK tax year started 6 April 2026. Personal allowance frozen at £12,570. NLW at £12.21/hr. We show exactly what you take home at every salary level.
#uk#take-home-pay#tax-year